How to be debt free?

Almost everyone wants to be debt free for obvious reasons.

So, how can we be debt free?

A simple question, but quite complicated if we think about it. The economic crisis resulted in people losing their jobs, taking a pay cut, losing homes – and are searching ways how to reduce and ultimately eliminate debt i.e. how to be debt free.

The process of eliminating debts could be daunting at first, but by being consistent and disciplined; success can be achieved in a few months. Do not believe that those who freed themselves from debts are the exceptions, you can do it also – and you have to do it now!

It is a challenge when you have reached credit card debt limits, and you have to pay off bills, while trying to keep yourself afloat, and can barely pay the minimum amounts due every month. It is common knowledge that creditors prefer account holders that make minimum payments. Minimum payments goes towards interest, late payments, limit fees making your balance increase that could possibly reached beyond the original credit card limit – making us what? A cow – a milking cow.

What can we do?

How to make Durian Pastillas and Candy

This is very popular in the South. If you visit Davao, or Zamboanga, it is very likely that you will see these in most stores particularly in places where "pasalubongs" are sold. This is the closest option you can have if you do not want to carry the real Durian on your trip.


Durian Candies

Ingredients:

3 cups durian pulp
2 cups powdered milk 5 cups refined sugar
1 can condensed milk 2 tbsp. butter
2 tbsp. glucose

Materials:

stainless carajay wooden spoon
measuring cups
measuring spoon mixing bowl
stainless knife
rubber scraper or plastic ladle
3 rolls water cellophane

Procedure:

1. Combine durian pulp. powdered milk, refined sugar and condensed milk in a stainless carajay/pan.
2. Cook over slow fire, stirring constantly until mixture is thick enough to roll.
3. Transfer the mixture to a board then, apply butter and spread to the desired thickness and cut into serving sizes and cool.
4. Wrap individually in water cellophane and pack.

Recipe is formulated by D.A.-Sulu
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Durian Pastillas

Ingredients:

4 cups durian pulp
2 cups evaporated milk 4 cups sugar

Materials:

stainless carajay wooden spoon
measuring cups
measuring spoon mixing bowl

Procedure:

1. Mix the milk and sugar.
2. Cook over low fire, stirring constantly until about to thicken.
3. Add durian pulp and continue stirring until the mixture forms into a hard ball.

Source: DA Davao, Photo courtesy of christinesbakeshop.com, confabulist.com